Time in the Market’s 2017 Year in Review Extravaganza

2017 has passed on, it is no more, it has ceased to be so it’s time FOR THE 2017 YEAR IN REVIEW EXTRAVAGANZA. 

What makes this an EXTRAVAGANZA? Will there be fireworks and fried dough? No, there won’t but there will be graphs and things like that and those are just as good; some might say better.

Thanks for the support bear friend.

Since I’m a resourceful chap, I kept track of my portfolio, dividends and expenses on a monthly basis. Now that the year is over and the December data is in, I can take take that data and compile it into a yearly view.

Don’t get too excited yet because there’s more than just that. I’ll also take some of this data and break it out into quarterly views and even calculate my portfolio performance for the year. Now we’re talking; it’s a party and everyone here is excited!

Let’s take a look at my portfolio first. Continue reading “Time in the Market’s 2017 Year in Review Extravaganza”

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Time in the Market dividend review – December 2017

Happy new years everyone and welcome to the last dividend review for 2017.

This is the big one for us mutual fund and ETF investors. It’s a month I’ve been looking forward to for a while since it will be the deciding factor in whether I hit my dividend goals for the year.

I hope everyone reading had a great holiday break and enjoyed the time off. That is if you were lucky to have some to end the year.

If not, here’s a joke from joke bear to make you feel better before we get into the dividend review. I find that it’s often nice to start the day with something silly or humorous especially if you’ve had a tough week at work or if you’re like me and have to go back to work after a long break. That’s why joke bear is here to give me a joke!

What starts with an E, ends with an E but often only has one letter?

An envelope.

Joke bear

Thanks joke bear. It’s true what they say; You can throw an envelope as far as you want, but it’ll still be stationery.

Now that we’re all sufficiently tickled, let’s take a look at my dividends and how Steve, my dividend employee did in what is usually his best month of the year.

As a reminder, December 2017’s total was $2940.09 and I need to hit least $2629.01 this month to hit my annual goal of $8000Continue reading “Time in the Market dividend review – December 2017”

My dividend employee Steve

Hey guys, meet Steve, my dividend employee.

dividend employee steve

Steve’s a cool guy and a real go getter.

I first met Steve when I bought my first stock in college. I forget what it was and I didn’t know it at the time but when I made that first purchase, I apparently hired Steve. I didn’t plan on it but it just happened.

Three months later, he showed up at my house to say hello.

“Hey friend,” he said, “here’s 73 cents.”

“Oh,” I said, “that’s cool, but why are you giving this to me and what am I going to do with 73 cents?”

“It’s your 73 cents,” he said, “remember that stock you bought a while back? It comes with an added benefit, a great employee like me.”  Continue reading “My dividend employee Steve”

Time in the market dividend update – November 2017

It’s time for the second to last dividend update for 2017.

It is insane how quick this year has gone but time has a tendency to move quickly when things are going well.

As the year comes to a close, I’m eager to see all of the December dividends start rolling in as December is by far my biggest month.

I’ve had a good run so far with big increases the past few months and I hope that continues into November. I’ve been above $100 since August and while these off months aren’t as big as the quarter ending months due to my ETF and mutual fund holdings, it’s still nice to see them above $100 consistently. I feel like the monopoly man with all this money coming in these days!

dividends monopoly man.jpg

Last year’s November’s total was $79.04 as I only have one individual holdings that pays in this month and the rest comes from my bond funds.

Let’s take a look at this month’s income and see if I can break $100 again! Continue reading “Time in the market dividend update – November 2017”

October 2017 dividend update

September, one of the big four months for ETF and mutual fund investors, was a big success for me on the dividend side with a 35% and a total above $1700 for the month.

Now, it’s time for the October review, a month which has historically been lower as I don’t have a ton of individual securities that pay outside the big four month timeline I’ve laid out in past posts.

The thing that’s different about this October is that I’ve been adding more money into my bond funds and those pay out monthly. That asset class has lagged my asset allocation target as stocks have continued their bull run so I expect these smaller monthly updates to keep increasing. On top of that I also recently bought a small cap stock, George Risk which pays out an annual dividend which just so happens to fall in October. I did a quick analysis of that stock here and was glad to see that they bumped up their dividend again this year which was nice to see.

Last year’s October income came in at an anemic $50.70 and this was actually the lowest month for the year in 2016 for dividends as my bond fund was the only holding that paid out that month.

Let’s take a look at this month’s dividend income.

October 2017 dividend update Continue reading “October 2017 dividend update”

September dividend update

Hi and welcome to another monthly dividend update. September is one of the big four months where investors like myself who hold a lot of ETFs and/or mutual funds get a good chunk of their dividends.

The last big one was June and that dividend post showed awesome results for my dividend employee Steve. If you’re not familiar with Steve, he’s my portfolio in worker form and I like to see what his annual hourly wage is as I grow my portfolio and dividend payouts.

June’s dividend payout was a bonkers 46% more than the previous June but some of that was driven by an unexpected payout from one of my international funds that normally only pays in December. That means I’m not expecting September to grow quite as much but still expect pretty decent growth from the continual reinvestment and added cash.

September 2016’s dividends came in at a $1265.09 so that’s the baseline from which I’ll be comparing this month.

monthly dividend update Continue reading “September dividend update”

August dividend update

Last month I saw a 22% bump in my dividend income and I’m hoping that can continue with this month’s dividend update.

Both July and August are slow months for me and my dividend employee Steve but we’re into September now which is one of the four big months four me due to my mutual fund and ETF exposure.

I’ve added more money into my bond funds that pay monthly recently due to the strong stock market performance leading to bonds becoming under weighted in my portfolio and that has helped spur growth in these off months a little bit.

Last year’s August income came in at $81.26 so that’s the base I’m working with when setting my expectations for the month. Let’s take a look at the August income. Continue reading “August dividend update”