• FIRE – Why I Want to Have The Option to Retire Early

    I realized I never talked about FIRE(financial independence/retire early) on this blog. I’ve been talking about goals lately so I figure it’d be good to visit my ultimate goal. I want the option to retire early. The FIRE movement is often painted with a broad brush and seen as a group of people saving money in order to retire as quickly as possible. However, FIRE to me isn’t as simple as having an endpoint and doing whatever possible to get there. It’s simply about having options. That is what makes it so appealing to me. Let’s go back in time to 2008. I was an anxious, skinny graduate looking for…

  • Chalkboard with new year's resolutions on it

    It’s Easy to Fail Your New Year’s Resolutions but You Should Keep Trying

    It’s June, the perfect time to talk about new year’s resolutions! Remember those? The things you probably set sometime six months ago? We all wake up January 1st and say to ourselves, “this is the year, this year will be different.” This is the year we’ll work out, or lose weight, or read more, or whatever we set our minds to do in the next 12 months. How does that end up going? Well, not great as around 80% of people fail or give up on their new year’s resolutions by February. That’s a pretty quick rate of giving up. It’s the most common thread that ties us together when…

  • renting your modem

    The Great and Wondrous Tales of Frugal Man – Stop Renting Your Modem

    [This issue of Frugal Man about renting your cable modem may contain affiliate links at no cost to you] It’s an affordable bird, it’s a reasonably priced plane, it’s FRUGAL MAN! Hey everyone, I’m Frugal Man. It’s a pleasure to meet you. I’m sure my renown has reached your ears already but just in case it hasn’t, allow myself to introduce….myself. I am Frugal Man, the economical super hero. I am spartan, prudent, thrifty and prudent. That’s double the prudence baby! My enemies may call me cheap but they’re just jealous of my perfectly chiseled features. They also won’t forget my perfect physique and my world famous ability to save money; it’s enough…

  • couple of first time home buyers

    We’re Buying Our First Home and It’s Scary!

    Good news, everyone! We’re buying our first home. It’s been a long time coming. We first started looking for our first home about two years ago. It was right after we got engaged but before we got married. In that time, we saw a ton of homes. Most were crappy. Many were expensive and crappy; a real killer combination. Some that were OK were just too expensive for us. The few that we liked sold very quickly before we could even make an offer. We did make two offers during those two years and both went to other buyers who were more eager to pay above what we were. The…