• May dividend update – dividend increase

    Apple’s 10.5% dividend increase was a welcome sight in May. I don’t own a ton of individual shares of Apple. However, it is represented in a lot of my mutual funds and ETFs so I know that will carry through to those as well. May is another low month as I get ready for June. June is one of the four biggest months for dividends for me as a holder of a lot of mutual funds and dividends. It’s great to see any stocks you own raise their dividends year over year. Dividend increases are a key part of long term returns. I’m not an investor who targets dividends specifically.…

  • My savings rate and expenses – April update – Nashville trip

    April was a fun month and included my Nashville Trip. That ended up being an absolute blast even if the weather didn’t cooperate every day. There’s a lot of cool stuff to see there and a lot of good food to eat. I highly recommend a visit for a few days. The March expense update had the first part of the costs for that trip. It included the tickets, lodging and car rental. April has the second part which includes some of the entertainment costs, additional travel expenses and the food. I’m a guy that likes some fine dining so whenever I get out to someplace that has some of that, I…

  • April dividend update – small dividend months

    I’m back from my vacation to Nashville which was super fun. Now I’m relaxed and ready to take a look at the dividends I got in April. These small dividend months are still important even if they’re small. I think my dividend employee Steve is taking a little vacation as well after working hard for dividends in March. The excitement of the large March update winds down in April as we get back to our regularly scheduled tiny payments. My bond fund is the only thing that pays monthly. I only have one stock that pays outside the quarterly payout cycle so most of my money is in those quarter ending months.…

  • My savings rate and expenses – March update – tax refund

      March is always a weird month for me as it’s the month I usually get my taxes done. The goal is to shoot for a $0 tax refund but that’s nearly impossible. Sometimes you completely miss the mark due to unknowns like stock sales and bonuses(which get taxed at a much higher rate). This year, I missed the mark which means I got a decent sized tax refund this month. The tax refund essentially means that my expenses in 2016 were too high and my savings rate was higher that I had calculated it. Still, it’d be a huge task to go back and recalculate everything there which means…

  • March dividend update – spring dividends

    Spring is finally here! The weather isn’t quite beautiful yet, I’m glad to have those freezing cold days out of the way. Spring dividends are the best dividends as they come with a side of good weather. March is always an exciting month for me. It’s the first big dividend payment month of the year. I’m eager to see how it compares to last year. My portfolio has grown quite a bit since the March update last year. I’m expecting to see some significant growth in dividend payments as well. My dividend employee Steve has taken it easy the first two months. However, there’s often a lot of work right…

  • My savings rate and expenses – February update – bonus time

    It’s bonus time! That means February is generally a pretty good month for my savings rate. This year is no different. The annual bonus at my company is paid out in February. That generally means that my monthly pay for the month is double the normal paycheck. Most of that money goes into savings. I bumped up my 401k contributions this month to nearly the max allowed. The idea is to get an early start on maxing out the 401k and to avoid the high tax load that comes with bonus payments. That means that February is one of the highest savings rates I’ll see for quite a bit; possibly…