I’m a 30 something guy taking an easy path to financial independence. I’m not overly frugal but want to get out of the grind while I’m still young enough to enjoy life. I’m in no rush but you never know what the future will bring and it’s always good to be prepared.
The goal is to be financially independent by my early 40s. I’m not sure if I plan to quit working but certainly want to have the options that financial independence gives you.
Join me on my journey as I try to minimize stress and effort while maximizing return. I plan to spend as much time as possible with my fiancee and dog while spending as little time at work as I can. I love food, eating healthy, board games, television, long walks in the park, spending time with friends and other simple things.
I’m a risk averse investor that buys individual securities only after thorough research although I don’t mind employing a small portion of my capital to try new strategies and take some risks. I hold for the long term and try to buy with the assumption that I’ll hold for at least a few years if not forever.
I hold cash when I think its reasonable but limit myself to 10% of my overall portfolio to make sure my money is always in the market. After all, it’s all about the time in the market.