The time in the market portfolio – November 2017 update
It’s spreadsheet weekend guys! I’m always excited when I get a chance to update my spreadsheets, whether it be my portfolio or dividend. In fact, I’ve spent the last few days thinking about how I want to update both spreadsheets for the next year. I’ll likely create brand new spreadsheets in the next few months as the data on both current spreadsheets isn’t very well organized now that I have almost two years of data tracked. That’s how cool I am, I spend my weekends pondering and being excited about updating spreadsheets. I already have some ideas for making them all better and I’ll have more time to do so…
401k contribution limits for 2018
The IRS ruling on next year’s 401k, IRA and HSA limits is finally here and investors who already max out their 401k are getting some good news. For the first time since 2015, the IRS has bumped up the 401k limit. In 2018, it the limit will be $18,500, up $500 from the current $18,000. This new change also applies to other retirement accounts that mirror the 401k limit like the 403b, most 457 plans and the TSP. The catch up contributions for those over 50 remain unchanged at $6000 for 2018 meaning the maximum deferral anyone can make is $24,500 this year, up from $24000 last year. The benefit for…
My portfolio – October 2017 update
It’s spreadsheet weekend and time to look at my portfolio again. I like looking at my portfolio monthly not only because I like seeing the numbers go up but also because it helps me see where I am against my asset allocation. That key piece of info allows me to target next month’s contributions strategically and/or shift some assets that have performed too well so I’m always buying asset classes that are lagging behind. Taking advantage of a divergence in asset allocation doesn’t require a monthly review but I happen to like spreadsheet and numbers so it’s not a bother for me. The S&P 500 had the best months since…