What is an Emergency Fund and Why You Need One
Learn about an emergency fund and why it makes sense to have one as part of any financial plan.
Seven Tips to Take Advantage of Holiday Sales and not Overspend
Sure, holiday sales are great BUT they're not so great if you end up buying ten things you didn't mean to buy. On top of that, since you're already spending a lot of money, it's important not to overboard. However, that can be tough. That's why I'm here with seven ways to take advantage of all these holiday deals, save more money while doing so and not overspend.
The 2020 401k Contribution Limit is Going Up as is the HSA Limit
There’s some good news on the 2020 401k contribution limit front! Our favorite tax-advantaged account is getting a boost in 2020. Every year the IRS announces their inflation adjusted figures for a variety of retirement accounts. For 2019, employees are allowed to put in $19,000 into their 401k, 403b and most 457 plans. That’s a well appreciated $500 boost from 2018. Luckily, this year is no different. According to a press release on the IRS website, we’re getting another boost in 2020. The amount you can contribute to your 401k(or like account) goes up from $19,000 to $19,500 in 2020. This boost in the 2020 401k contribution limit is a…
My Dividend Employee Steve
Hey guys, meet Steve, my dividend employee. Steve’s a cool guy and a real go getter. I first met Steve when I bought my first stock in college. The stock itself is irrelevant but it was the start of something special. I didn’t know it at the time but when I made that first purchase, I apparently hired Steve. I didn’t plan on it but it just happened. Three months later, he showed up at my house to say hello. “Hey friend,” he said, “here’s 73 cents.” “Oh,” I said, “that’s cool, but why are you giving this to me; and what am I going to do with 73 cents?”…
The Great and Wondrous Tales of Frugal Man – Stop Renting Your Modem
[This issue of Frugal Man about renting your cable modem may contain affiliate links at no cost to you] It’s an affordable bird, it’s a reasonably priced plane, it’s FRUGAL MAN! Hey everyone, I’m Frugal Man. It’s a pleasure to meet you. I’m sure my renown has reached your ears already but just in case it hasn’t, allow myself to introduce….myself. I am Frugal Man, the economical super hero. I am spartan, prudent, thrifty and prudent. That’s double the prudence baby! My enemies may call me cheap but they’re just jealous of my perfectly chiseled features. They also won’t forget my perfect physique and my world famous ability to save money; it’s enough…
Disney+ and the Deluge of Streaming Services
Disney+ is the latest streaming offering from one of the largest publishers of content in the world. During Disney’s 2019 investor day, Disney announced a November 12 launch date for their new product. Priced attractively at 6.99/month or 69.99/year, Disney+ is yet another service trying to take a cut of the big streaming pie. Streaming services took the world by storm with Netflix’s original offering. At the time, Netflix was an all you can eat buffet where viewers could get a ton of content for one low price. No longer did we have to pay $120 for a package that included tons of crap we didn’t want. We could pay…
