• Buying A First Home Is Stressful! We’re Homeowners Now!

    January 4, 2021 / 4 Comments

    Our First Home! We bought a home! And hell, let me tell you, buying a first home is stressful as hell. We have been looking for a home for two years and finally found one that almost fit all of our criteria. Even if the timing wasn’t right(after all we are in the middle of a pandemic and the housing market is crazy right now), we decided to go after it because we’ve been looking for so long with no success. Sometimes the right home comes along at the wrong time and that’s just how life works. You might have to jump on it when it does. The process of…

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  • couple of first time home buyers

    We’re Buying Our First Home and It’s Scary!

    May 10, 2019 / 2 Comments

    Good news, everyone! We’re buying our first home. It’s been a long time coming. We first started looking for our first home about two years ago. It was right after we got engaged but before we got married. In that time, we saw a ton of homes. Most were crappy. Many were expensive and crappy; a real killer combination. Some that were OK were just too expensive for us. The few that we liked sold very quickly before we could even make an offer. We did make two offers during those two years and both went to other buyers who were more eager to pay above what we were. The…

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  • Rising mortgage rates, mortgage payments and home prices

    February 9, 2018 / 7 Comments

    Rising mortgage rates are on my mind as a potential home buyer. When we first started looking for a home last year, rates were below 4%. Since then, they’ve risen to an average of 4.25% as of last week and have continued to rise this week. This doesn’t mean that rates will continue to rise. Rates have a tendency to move up and down rather quickly as evidenced by the graph below. Recent fed actions have taken the rates higher. The possibility exists that this doesn’t change anytime soon if the solid economic news is any indication. Mortgage rates are loosely tied to the 10 yr treasury rate and that…

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