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Winter is not my favorite season. Cold weather, icy roads and snow fill the forecasts and going outside becomes a drag. It’s very easy these day to fall into a state of winter hibernation. Winter, in my mind, is a season for staying in and I actually like that part of it.
I’m an introverted person and staying in to read, watch Netflix or write is right up my alley. I might not like the weather but I don’t mind the fact that it forces me to stay in more often. The fact that I’m likely spending less money by not going out doesn’t hurt either.
Thankfully, this doesn’t mean we become hermits that never go out, hiss at the sight of the sun and have no social interaction. We still go to work, still take walks when the weather allows it and still see friends and family. However, on snowy weekends with stinging frigid wind, it’s certainly much easier to just say, “eh, let’s stay in today.” Even when we do go out and see friends, half the time we’re staying at their place and playing board games since who wants to go out in this weather?
As with most people, weekends are an easy time to spend money and staying in helps keep that at bay. The best part is that we’re not unhappy when we have to stay in any given weekend. We are those types of people. The wide variety of entertainment provided by services like Hulu, Netflix or Prime Video means you can do a lot of things at home at a fraction of the cost. I’ve been making huge use of Overdrive to read a lot of books lately. It’s not just investing books but also a ton of fiction.
There’s been some fluff like the YA series, The Reckoners by Brandon Sanderson. Sanderson is one of my favorite authors but Steelheart and the latter books in the series were a bit dull. I do recommend a lot of his other work like Mistborn and Way of Kings. I’ve also been re-reading The Wind-Up Bird Chronicle by Haruki Murakami, another great author. I recommend that book but be prepared for a lot of weirdness.
That’s one of the things I love about winter even if the weather sucks. Staying in often allows me to read a ton and there’s really nothing better than curling up in bed and reading a bit before or just after waking up in the morning.
My fiancee luckily is cut from the same cloth. She actually prefers staying in more than I do and reads at a ridiculous clip often going through a few books every week. Than god Overdrive exists to satiate her thirst for audio books because those are expensive. I know I’m talking about Overdrive a lot but seriously check it out because it’s an awesome resource if you like reading or listen to books.
One of things she loves to do to wind down in color and the recent influx of adult coloring books has been great for that. She’s an artistic type and sometimes designs her own pages to color like the one below. If anyone likes coloring then you can check out the item below in full size on this new page I created.
It’s great that she can do that but sometimes it’s much easier to just color sheets from a book. I always try to keep an eye out for books she might enjoy. Recently I saw a lady coloring one at a doctor’s appointment. The book caught my eye because it seemed high quality and the patterns were cool. I spent some time online looking for it and bought it for her as a gift. It’s always nice to give gifts especially when they’re well received. One has to remember that a gift doesn’t have to be expensive as long as it’s well thought out.
I know winter isn’t the favorite season for many people. That’s why little things like that help make an otherwise drab season a more enjoyable one. Winter seems a lot easier now with the bevy of entertainment options you can have at home. There’s entirely too much good television to watch between the three subscription services and it’s very easy to fill the free time with something like reading, writing or other forms of entertainment.
Reading books borrowed via overdrive and staying in means we’re spending less on entertainment and food which should mean good things for the savings rate.
We’re starting the year this month so I’m hoping to see good results. As a comparison, last year started with a 26.4% gross savings rate and a 34.1% savings rate. Continue reading “The Time in the Market savings rate report – January 2018 – winter hibernation, Netflix and adult coloring books”