Relaxed financial independence
[This portfolio review about risk tolerance may contain affiliate links at no cost to you] Guys, it's time to test your risk tolerance! The test is easy and it's only one question! Did you seriously consider selling anything in the past month? The market did have one the worst months in quite some time and [...]
October is usually a small month for me. However, some late ETF dividends might change that this year. Those slackers at Vanguard or iShares must have forgot to press that dividend button or something. That means that a few of my ETFs that always paid out in September suddenly paid out a day or two [...]
Our good pal, the IRS has issued guidance on contribution limits for 2019. The news is good for those already maxing out their tax-advantaged space or planning to do so next year. According to the IRS news release, 401k, 403b and most 457 plans are changing from an $18,500 max to $19,000 next year. That's [...]
It's goal review time, the part of the year where I judge myself on how successful I've been in achieving the random goals I set at the start of the year. Last year's Q3 Goal Review got me into gear. That exercise was a big reason as to why I met my goals. I'm hoping [...]
My car loan is no more! It has ceased to be! I drove down to the credit union today and dropped my final car payment on them. I felt pretty good going in there with my early car loan payoff. They all probably thought I was super cool making sound financial decisions. It was in [...]
It's sometimes hard to be a long term investor. The stock market moves up slowly but can drop quickly. The pain of loss has more impact than the elation of gain. The long term investor who entered the market after 2008 has had a pretty good run. That's why days when the market drops a [...]
[This portfolio review about rising rates may contain affiliate links at no cost to you] Rising rates were the story this month as America's strong economy kept barreling on. That meant bad things for high dividend payers like REITs, bonds and some riskier assets like small caps. It may seem counter intuitive that a strong [...]
September is over and we're right in the middle of my favorite season. I absolutely love fall in the northeast. The weather is perfect, we can wear hoodies and the colors around are just amazing. There's not much better than those crisp cool fall mornings. It's unfortunate that it comes before my least favorite season [...]