• Portfolio Review – December 2018 – Negative Stock Returns

    [This portfolio review about negative stock returns may contain affiliate links at no cost to you] Negative stock returns and volatility are at the forefront of the conversation lately. At the time of the last update, the monthly return for the S&P 500 was -3.62%. This month, we see an even bigger drop with a -5.32% return for the month. Luckily, my portfolio held up a bit better as shown by the below graphic from Personal Capital. My exposure to foreign stocks actually hurt less than domestic this month! International still had a negative return but that loss trailed the domestic counterparts. My You Index, the results of my own…

  • dividends

    Time in the Market Dividend Review – November 2018 – Money Market Yields

    Money market yields keep rising.  Cash isn’t something that we often consider when it comes to dividends. It’s just cash! It’s money that is on it’s way to being invested in stocks or bonds. However, it can add to your monthly dividends when money market yields start to increase. We’ve been stuck in a period of no yields for quite some time. Now, it’s quite nice to start seeing 2% yields on my money market accounts. I don’t have a cash asset in my allocation but my plan does call for a 10% max in cash when I can’t find any good individual values. I’m still in that spot right…

  • Hawaii Diaries #12 – Exploring Lahaina and Western Maui

    We spent our day exploring western Maui today. Yes, the plan was to do the road to Hana but the weather wasn’t having it. We were both up early and headed towards Hana. However, it rained all through Paia and towards the first stop and we just said “fork it” and turned around. There was an accident on the way blocking the road and conditions sucked. It’s possible that it might have changed on the way to Hana, but honestly I wasn’t in the mood for nearly 10 hours in or around the car. We had just flown in the day before and had another flight in a few days.…