Portfolio Review – November 2018 – Risk Tolerance
[This portfolio review about risk tolerance may contain affiliate links at no cost to you] Guys, it’s time to test your risk tolerance! The test is easy and it’s only one question! Did you seriously consider selling anything in the past month? The market did have one the worst months in quite some time and there was a tiny bit of panic in the air. It’s not outrageous that those who haven’t been tested with a big paper loss might get scared. How about you? Did you panic or were you calm as a cucumber? A month like October can certainly be a good test of your risk tolerance. If…
Time in the Market Dividend Review – October 2018 – Late ETF Dividends
October is usually a small month for me. However, some late ETF dividends might change that this year. Those slackers at Vanguard or iShares must have forgot to press that dividend button or something. That means that a few of my ETFs that always paid out in September suddenly paid out a day or two into October. I track everything on a paid basis so that means my October is likely to be pretty solid this year. Despite the above, my September was still solid with a 25% growth rate and October is likely to eclipse that. 2018 has been an awesome dividend year for me. I enter October with…
401k and IRA contributions limits for 2019 are going up!
Our good pal, the IRS has issued guidance on contribution limits for 2019. The news is good for those already maxing out their tax-advantaged space or planning to do so next year. According to the IRS news release, 401k, 403b and most 457 plans are changing from an $18,500 max to $19,000 next year. That’s the second bump in a row after the IRS raised it $500 last year. The 2.7% bump in contribution limits is right in line with inflation. On the IRA front, the $5500 limit rises to $6000. It’s the first bump since 2013 which explains why the bump is larger at 9%. The IRS is just…
