Time in the Market’s Q3 2018 Goal Review
It’s goal review time, the part of the year where I judge myself on how successful I’ve been in achieving the random goals I set at the start of the year. Last year’s Q3 Goal Review got me into gear. That exercise was a big reason as to why I met my goals. I’m hoping this year is more of the same although the circumstances are a bit different. When I did my halfway point goal review, things were looking great. I was killing it in every area and looking good. However, I knew that I had some expenses coming up that would impact that negatively. First, there was my…
My Car Loan is Paid Off!
My car loan is no more! It has ceased to be! I drove down to the credit union today and dropped my final car payment on them. I felt pretty good going in there with my early car loan payoff. They all probably thought I was super cool making sound financial decisions. It was in the form of a $94.11 check. The lady looked at me and told me I also owed 26 cents in accrued interest since that total posted. I mumbled something awkwardly then in lieu of writing a new check, I gave her a dollar bill and got 74 cents back. COINS! The original terms of the…
Portfolio Review – October 2018 – Rising Rates and Falling Stocks
[This portfolio review about rising rates may contain affiliate links at no cost to you] Rising rates were the story this month as America’s strong economy kept barreling on. That meant bad things for high dividend payers like REITs, bonds and some riskier assets like small caps. It may seem counter intuitive that a strong economy would be bad for stocks. The problem comes from the prospect of rising inflation and the concern of a peak economic cycle. The flight to safety that may create combined with rising rates pushing equity valuations down led to mediocre results in the month. The reality is that rates have been low for quite…
