Time in the Market Savings Rate Report – May 2018 – Getting Ahead on my Car Payments
[This post about car payments may include affiliate links at no cost to you.] Car payments are on my mind lately. I bought a new car in 2014 with a standard 5 year loan. The interest rate is low(2%) but I’m the type of guy who likes not having debt. That means I’ve been throwing extra payments here and there throughout the years. $200 here, $300 there but it adds up. Now, I’m suddenly a good year ahead of my payments and my car loan is down to ~$4000. When I see that and I know the end is in sight, I get pretty excited and want to add more…
UnitedHealth Group Dividend Goes Up!
One of my largest holdings, UnitedHealth Group raised their dividend this month. The UnitedHealth Group dividend now stands at $.90. This year’s bump marks a 20% increase over last year. That’s a pretty sweet increase when it comes to a mature large cap company; one that already paid $3 per share in dividends annually. The company has paid a 3 cent annual dividend since 1990. However, it wasn’t until 2010, a few years after I started accumulating my position that they began to raise it. The annual dividend became quarterly with a 50 cent annual payout in 2010. Since then, the company has grown that dividend at a 28% clip…
Career crossroads – my insurance job is boring
An insurance job is decent. It’s often low stress, steady and predictable. Sometimes, in rare spurts, it’s even interesting. However, most times, an insurance job is just plain boring. Hmm, maybe that just applies to most office jobs. I, like many Americans, sit in a cubicle all day. It’s a spacious cubicle so I’m lucky in that regard. It even has high walls. There’s a computer there and a monitor too. I have a keyboard, a mouse and a comfortable chair. The company provided the keyboard but I bought the mouse myself, it’s an ergonomic one. I even have a view of a park since I have a window seat.…
