• My finance blog is changing a little bit

    I originally started this website with two intentions. The first was to track my spending and portfolio. In essence, it was to be a simple finance blog. The goal was to force myself to save more. In that regard, it has worked very well. The second goal was to become a better writer. What better venue to do that than a blog where I could talk about all things finance. In that regard, it has worked decently. I have written quite a bit about the world of money. My writing style and quality have both improved. People have commented and visited my blog and it’s been exciting to see it…

  • beginner golf

    Golfing Like a Pro – Trying Golf for the First Time in my Life

    Let’s play that golf – my first time golfing Worried about your first time golfing? I was! Golf has always been a mystery to me. It’s a game that seemed inaccessible when I was growing up. You needed clubs, balls, special clothing and then you had to pay the course fees too. That’s a lot of cash to spend especially when you’re pretty poor. It seemed so much easier just to buy a basketball and go to a court. Hell, you could even go to the court and use someone else’s basketball. That meant that in my 35 years on this earth, I have never played golf. In truth, I’ve…

  • taxes

    Time in the Market Savings Rate Report – April 2018 – My Tax Refund

    [This savings rate report about my tax refund may contain affiliate links at no cost to you] I’m generally pretty lazy when it comes to taxes and always do them close to the deadline. Luckily, the government is an efficient machine and gets any money owed back to me pretty quickly. My goal is to owe $0 in taxes at the end of the year. I don’t do anything to achieve that goal besides hope so I’m not very good at meeting it! I was actually successful one year as I basically got $5 back at the end of the year although I don’t know how it happened! Most years, however, I…