• average commute

    The Average Commute, the Traffic, Effect on Wages and Your Life

    Ah, the commute, what a wonderful thing. Especially, when it comes with a little side of traffic. The average commute is a slog that’s part of every day life and can be quite a hassle. Those of us with careers near a city are well versed in the subject. We spend a good portion of our lives sitting in our car behind other cars. Unfortunately, not everyone’s commute is an enjoyable romp through the country side. Traffic makes up a good part of many lives and our average commute. We’re not just behind cars. There’s cars to the left of us and cars to the right of us. Cars taking…

  • couple of first time home buyers

    We’re Buying Our First Home and It’s Scary!

    Good news, everyone! We’re buying our first home. It’s been a long time coming. We first started looking for our first home about two years ago. It was right after we got engaged but before we got married. In that time, we saw a ton of homes. Most were crappy. Many were expensive and crappy; a real killer combination. Some that were OK were just too expensive for us. The few that we liked sold very quickly before we could even make an offer. We did make two offers during those two years and both went to other buyers who were more eager to pay above what we were. The…

  • Dog talking through a phone, thoughts on the apple services event

    The Apple Services Event – TV+, A Credit Card and More!

    Apple services are the next big thing. At least, that’s what Apple wants shareholders to think. Their earnings calls go out of their way to talk about it in detail and Tim Cook has made it a primary focus of his future results. It does seem like a good business. There’s high growth and high margin and it has helped Apple results in recent years. The phone still sells a lot but Apple wanted to prove that they’re no longer a one trick pony. Services was their answer to the old “too reliant on iPhone” chestnut. As an Apple investor, I think they’ve done a decent job with that. Apple…